Financing Hybrid Vehicles
The Ebay Financing Center is a convenient online resource for obtaining financing for vehicles purchased on eBay Motors. Through the Financing Center, you will have access to top national lenders who provide loans for the purchase of many types of cars and trucks, motorcycles, boats and personal watercraft, buses, limos and commercial vehicles, RVs and campers, aircraft and a variety of other types of vehicles.
How does Financing Center work?
The Financing Center is designed to make your buying experience safer and faster by connecting you with quality lenders that meet your specific needs. Here’s how it works:
The Financing Center is designed to make your buying experience safer and faster by connecting you with quality lenders that meet your specific needs. Here’s how it works:
- Answer a few simple questions about your desired loan amount, your state of residence and the type of vehicle you are purchasing.
- Click the "Continue" button to be directed to the appropriate lender.
- Complete a credit application on the lender’s secure Web site. Your loan is a confidential contract between you and the lender. Your personal information is not shared with eBay.
If you would like more information about the vehicle purchase process, please visit the Buyer Checklist. You can view the buyer checklist by clicking on the Buyer Checklist tab on any vehicle listing page.
When should You apply for financing?
Applying online has become a fast and simple way to get a loan. You can apply at any time during your vehicle buying process, either before you bid or after you've won an auction. If you choose to apply before winning an auction, many lenders will keep your credit approval good for 45 days so you'll have plenty of time to shop for the right vehicle. This can vary by lender, so check directly with your lender about their process
Applying online has become a fast and simple way to get a loan. You can apply at any time during your vehicle buying process, either before you bid or after you've won an auction. If you choose to apply before winning an auction, many lenders will keep your credit approval good for 45 days so you'll have plenty of time to shop for the right vehicle. This can vary by lender, so check directly with your lender about their process
How large of a loan amount should I apply for?
If you are already the winning bidder for a vehicle when you apply, you should apply for an amount that covers the price of your auction after any expected down payment. You may want to apply for a larger loan amount if you plan to finance tax, title, and license fees, shipping, or extended service contracts.
If you are applying for financing before making a purchase, it’s a good idea to request a little bit more than you think you'll need in order to give yourself some flexibility.
Note: Some lenders cannot include any taxes, licensing, registration, credit insurance, extended warranty/service contracts and other fees when you purchase a vehicle from an individual. Check with your lender for details.
If you are already the winning bidder for a vehicle when you apply, you should apply for an amount that covers the price of your auction after any expected down payment. You may want to apply for a larger loan amount if you plan to finance tax, title, and license fees, shipping, or extended service contracts.
If you are applying for financing before making a purchase, it’s a good idea to request a little bit more than you think you'll need in order to give yourself some flexibility.
Note: Some lenders cannot include any taxes, licensing, registration, credit insurance, extended warranty/service contracts and other fees when you purchase a vehicle from an individual. Check with your lender for details.